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Open Enrollment

Open Enrollment starts October 1, 2025 and will end on October 31, 2025. Below is all the information you will need to successfully navigate Open Enrollment for the 2026 plan year.

Core Benefits Guide

Medical, Pharmacy, EAP, Behavioral Health

Voluntary Benefits Guide

Dental, Vision, FSA, Life Insurance, Legal, Disability and The Standard

Rate Chart

Rate chart for all benefts

What is new for 2026?

Florida Blue updates

Only one HMO plan will be available to all employees. Click here to see the plan details.
There is no longer a free medical plan. Click here for the rate chart.
If employees are wanting to only cover their spouse for medical coverage they will need to select the Employee plus family coverage level.
All employees with medical coverage will be receiving a new ID card for 2026.
If opting out of the medical plan the District will no longer pay employees $1,200 per year/ $100 per month.

New Pharmacy Benefit with CVS/ Caremark

Starting January 1, 2026, the prescription coverage will be through CVS/Caremark. Employees will be receiving a new ID card that they will use when filling prescriptions. Covered employees will now have more options when filling their medications. They can now fill medications at any of the covered pharmacy's such as CVS, Walgreens, Publix and many more! Click here to learn more about the new pharmacy coverage and copays.

Enrollment Reminders

All employees are required to complete the Open Enrollment process this year even if they are not making any changes or are opting out of benefits! If employees do not make any elections, they will lose their current benefits and only have the $35,000 life insurance policy that the District provides.
NO exceptions will be made after Open Enrollment has closed.
Make sure you review your benefits confirmation sheet after submitting your benefits. The confirmation sheet will be emailed to you.
If you are covering a new dependent for 2026 you must complete the dependent verification process. Click here for the list of documents you will need. The documentation is due no later than November 7, 2025 to CBIZ. If the documentation is not received your dependent will not have coverage for 2026.
New hires for 2025 must enroll in benefits twice. The first enrollment is for their 2025 benefits and the second enrollment is during Open Enrollment in October for 2026.

Do you know about the Wellness Benefit under the Accident, Critical Illness and Hospital policies with The Standard?

Click on the plans below to see how completing the Wellness Benefit each year almost pays for having the coverage with The Standard.

Need Help Enrolling?

The team at MWE is here to help. You can schedule an in person, virtual or telephone appointment with them. They are available Monday through Friday from 9 am to 6 pm. The phone number is (410) 943-2140 or scan the QR code below to schedule an appointment.

Is dependent coverage too expensive? Learn more about a new program that could help you find coverage for your dependents.

Pasco Schools has partnered with FedLogic. FedLogic is an advocacy service that gives employees access to a team of experts who can assist you in understanding federal and state benefit options. Their experts have worked for the Social Security Administration and have spent years mastering these policies from the inside out. If coverage under the District's plan is too expensive for your dependents FedLogic can assist you with other programs such as Medicare, Medicaid and plans through Healthcare.gov just to name a few. If you are interested in talking with a team member from FedLogic you can either call them at (877)837-4196 or scan the QR code to schedule a phone consultation. Our Employee Access Code is: pasc25.

Ways to help save when accessing services

Only Use Emergency Room Facilities for Life-threatening Emergencies

Emergency room visits are costly for both the employee and the employer. Currently employees pay a $1,000 copay for emergency room visits as well as additional charges per provider on the basic HMO plan. There is a $150 copay at urgent care facilities for the same plan. Urgent care facilities are less expensive for employees and plan costs for non-life-threatening situations. The wait time at an urgent care is usually less than an emergency room.

Please be aware that Standalone Emergency Rooms located throughout the county that are run by AdventHealth and HCA are NOT urgent care centers and are billed at a traditional emergency room rate.

Utilize Value Choice Urgent Care Services.

Guidewell Emergency Doctors are a great option for urgent care services. There are 3 locations in Tampa, 1 in Dunedin and 1 in Largo. They are open 7 days a week for walk-ins or scheduled appointments. The first two visits per calendar year are $0 co-pay for employees and dependents on our medical plan. The physicians at Guidewell are all Board-Certified Emergency Medicine Doctors that have at least 5 years’ experience in an ER setting. Click here to find a location closest to you and review the video below:

Guidewell Emergency Doctors Video

Utilize Primary Care for Services That Are Not Urgent

When situations are not an emergency or urgent, attempt to schedule an appointment with a primary care doctor. Should you not have a primary care provider, our onsite Florida Blue Representative, Patty Nguyen can help you find a provider near you. Email her at Patricia.Nguyen@FloridaBlue.com or call her at 813-794-2492.

Primary care providers are available at our MyHealthOnsite Health and Wellness Centers. You may schedule an appointment to see a primary care provider at My Health Onsite or call 1-888-644-1448 for assistance.

Sanita’s Medical Center is another great option for primary care. Sanita’s Medical Center is only available for Florida Blue members. They are considered Value Choice Providers with a $10 copay. They reserve appointments each day for same day sick visits as well. The newest location is in New Port Richey at 4546 Grand Blvd. Click here to find other locations in the area.

Teladoc Services (Virtual Appointments)

Teladoc Virtual Appointments are available through Florida Blue through Florida Blue with 24/7/365 access to U.S. board certified doctors in Florida and Nationwide. For more information regarding Teladoc services, go to https://www.teladochealth.com/

You can set up your Teladoc Account in advance to ensure your profile is ready and services are easily accessible whenever you need them.

My Health Onsite Centers

The District has 6 health and wellness centers across the county. Click here for contact information and locations: Health & Wellness Centers

Services include primary care, chronic health conditions, preventive care, lab work, x-rays. Services are free for employees who elect medical coverage. Our wellness centers also have the ability to dispense medications. Most medications are available for free or a low-cost copay. Services at our wellness centers are a great value for employees and a good financial option for the District.